How DSR Leasing Works
A clear, streamlined process from first conversation to delivery. Obtaining a new car requires big decisions on your part and precision service on our's. Learn what to expect at each step and how to prepare so your approval and delivery move as quickly as possible.
At DSR Leasing, we make vehicle leasing simple, efficient, and tailored to your needs— whether you're a business owner or an individual looking for a new vehicle. Our role is to manage the details behind the scenes so you don’t spend hours at a showroom.
Below, we outline our process step-by-step, answer common questions, and explain the factors that impact your payment so you can prepare in advance and move through approval with confidence.
The Step-by-Step DSR Leasing Process
Our process is built around transparency and predictable milestones. Here’s how it typically unfolds, from first contact to keys in hand:
Start by browsing our lease examples or contacting us by phone, text, or email. We clarify what you’re looking for—vehicle type, features, lease budget, timeline—and confirm what is realistic in the current market before we move forward.
We send a customized lease proposal itemizing payments, tax, term length (typically 24–48 months), mileage allowance, License and bank fee. You review everything from your phone or computer and confirm you are comfortable with the structure before applying.
You complete a short, secure application at dsrleasing.com/apply with basic personal and financial details. Upload driver license, current evidence of insurance, registration on current vehicles for loyalty or conquest rebates. We review with our lender partners to determine eligibility and programs. For qualified applicants, approvals can happen in as little as 1 hour.
After signing, we coordinate vehicle acquisition, vehicle delivery, registration & license plates with our dealers & vendor partners. Depending on your specified vehicle and its location, you can pick up from one of our 33 partner locations around the nation or arrange home delivery. Timing often ranges from a few days to about a week, subject to vehicle availability, E-Sign documentation and paperwork that require ink signatures and sometimes a notary if vehicle originates from out of state.
During your lease, we remain a point of contact for questions about mileage, wear-and-tear, and options near maturity. At the end of the term, we walk you through returning the vehicle, purchasing it, or structuring your next lease. We also have options to waive up to 5000 excess miles and waive the lease return fee, even when pivoting to a different brand vehicle. We also have options to walk away from your lease anytime after 12 months.
Answering Common Customer Questions
The questions below represent the majority of inquiries we receive. Reviewing them first often shortens the time it takes to finalize your structure.
What’s your fee? When do I pay it? ▾
We charge a flat $795 concierge fee. It covers locating the car, negotiating discounts, coordinating bank approval, and handling delivery.
It is included in the drive-off amount. There are no hidden add-ons or markups.
Are the lease payments on your website final? ▾
No. Website pricing is an example scenario. Final payments depend on:
- MSRP & options
- Mileage allowance (10k/12k/15k)
- Local tax & registration
- Bank programs and credit approval
- Delivery or transport fees
Think of website numbers as a base configuration, not the exact vehicle you choose.
Why are your prices different from dealership numbers? ▾
Dealers often start high and play the "first/second/third pencil" game. We start with our best numbers:
- Buy-rate interest (no markup)
- Negotiated discounts from our partner stores
- No added dealership profit layers
The price improves only by changing equipment, rebates, or term—not by "grinding."
Do warranties still apply? ▾
Yes. You can service your vehicle at any authorized dealer. The warranty follows the car, not us.
How long does delivery take? ▾
- Local in-stock: Same day to 48 hours
- Out-of-state: ~5–14 days
- Custom/spec builds: Factory dependent
What happens at the end of the lease? ▾
You have three primary options:
- Buy it out
- Turn it in
- Sell it or trade it (if equity is available)
How does mileage affect the lease? ▾
Selecting 12k vs 15k miles/year changes the residual value, which changes the payment.
Rule of thumb: More miles = lower residual = slightly higher payment. We also offer programs with mileage buffers.
Is the monthly payment negotiable? ▾
We present same day, deal-ready pricing using bank buy-rates and negotiated discounts. There are no games, no back-and-forth, and no "sales manager visits."
What do I need to start a deal? ▾
- Full name + address
- Driver’s license
- Insurance card
- Credit application
- Desired build/trim/color
- Trade-in info if applicable
No dealership visits. Everything is remote.
What qualifies as good credit for luxury leases? ▾
Banks look at payment history on similar price cars, income relative to payment, and stability (job, residence). Jumping from a $20k car to a $180k vehicle normally requires:
- Strong co-signer
- Or 40–60% down
- Or past high-value auto loans
How does LeasePass work? ▾
LeasePass is an optional early exit product. After 12 payments, you can walk away:
- They buy out your remaining lease
- No hardship reason required
- Wear/mileage rules apply
- They deduct $0.15/mile for overage (normally discounted from bank rate)
Restrictions: MSRP/selling price must stay under $100,000. No EVs. Terms ≤ 40 months.
How do trade-ins work? What about negative equity? ▾
To get a bid, please provide: VIN, Mileage, Payoff, and Photos. We get competing bids from our partner buyers and dealer network.
Negative equity can be rolled into the lease, but it increases the capitalized cost and the monthly payment.
Can you pull vehicles from other states? ▾
Yes. We source from a nationwide network of partner stores. Units from sister/automation stores are easiest.
Transport typically runs $300–$1500 depending on distance and added insurance.
What Affects Your Monthly Payment?
Several core inputs determine your payment. The items below act like sliders: changing one can move the payment up or down. Understanding these levers helps us structure a lease that fits your budget and driving habits.
Overall Structure
Your payment is driven by the vehicle’s selling price, how much of that price you are paying for during the lease (depreciation), the term and mileage, and the interest rate set by the lender. DSR’s job is to combine these elements into a structure that makes sense for your usage and long-term plans.
We review these factors with you up front so there is a clear connection between the numbers you see and the structure behind them.
The higher the selling price, the higher the payment. Factory incentives, dealer discounts, and programs we secure through our network are key to keeping this number efficient.
As lenders look at your score, the depth and history of your credit report and income make up more of their decision process.
Your out of pocket cost does have a direct impact on the monthly payment however when you sum up all the payments and due at signing with a low or high down, either scenario will arrive at a similar overall expense at the end of the term. Just go less down if you want to exit early if your vehicle qualifies.
Required Documents & Tips to Speed Up Approval
Fast approvals usually come down to having the right information collected early. The items below are commonly requested by lenders and help us keep your file moving without unnecessary delays.
- Valid driver’s license for all applicants.
- Proof of income such as recent pay stubs or, for businesses, tax returns or financial statements.
- Proof of residence such as a recent utility bill or residential lease agreement.
- Business documentation (if applicable), including EIN and articles of incorporation.
- Current insurance information or contact details for your agent.
Ready to Get Started with DSR Leasing?
DSR Leasing is built around efficiency, clarity, and a low-friction experience. Once you are comfortable with the structure and required documents, we can move quickly from quote to delivery on your next vehicle.
*Timing, approvals, and available programs vary based on individual credit, income, lender, and specific vehicle. This page is intended for general informational purposes only and does not constitute financial, tax, or legal advice. For guidance on your situation, please speak directly with a DSR Leasing representative and your tax or financial professional.
