How much is a 2026 BMW 4 Series lease?

The 2026 BMW 4 Series M440i xDrive Convertible currently leases for $1039 per month with 2759 due at signing at DSR Leasing.

Can I lease this BMW with $0 down?

Yes, DSR Leasing specializes in $0 down lease specials for the 2026 BMW 4 Series for qualified lessees nationwide.

Does DSR Leasing offer home delivery for the 4 Series?

Absolutely. We provide nationwide home delivery for the 2026 BMW 4 Series. You can complete your entire lease over the phone and have the vehicle delivered to your door.

What about lease end protection for the BMW?

As part of the standard DSR package, we feature DSR SafeLease protection offering up to $5,000 in coverage starting at $399. Researching average pricing for manufacturer/brand lease end protection on lease forums like edmunds.com or leasehackr.com shows this provides exceptional value. Learn more at https://dsrleasing.com/lease-end-protection.

What is the difference between money down and due at signing?

Any amount put down (technically known as a Capital Reduction) goes directly toward reducing your adjusted capitalized cost, which lowers the total amount financed. The Due at Signing is the actual sum required to take delivery. It includes your down amount, plus your first monthly payment, bank acquisition fee, DSR service fee, and state license plate fees.

Why do you charge a service fee? My local dealer doesn't.

Our one-time service fee allows us to perform for our clients and replaces the typical $2,000 to $5,000 in hidden dealer profit. We pass along all of our supplier discounts, do the heavy lifting of coordinating the best lender lease deals, and source vehicles nationwide instead of restricting you to a local market. We also guarantee our services—if we cannot secure your vehicle or your application is declined, the fee is 100% refundable.

Do I have to pay transport fees? Is it not already included in the service fee?

If your preferred vehicle is readily available within 150 miles of you, we will include home delivery free of charge. If you are seeking a limited production vehicle or a unique specification, we'll gladly locate it anywhere in the nation and coordinate delivery to your driveway. Because variables like distance and fuel costs fluctuate, long-distance transport requires a custom quote.

Does the lease include a warranty or maintenance?

All new vehicles come with a comprehensive Bumper-to-Bumper factory warranty. If anything fails, your local dealer will replace or repair it at no charge, including labor costs. Additionally, routine maintenance (like oil changes and filters) is included with most luxury brands such as Acura, Audi, BMW, Genesis, Honda, INFINITI, Lexus, Toyota, and Volkswagen.

Listing ID: 226792

2026 BMW 4 Series M440i xDrive Convertible

$1039 / mo

2027 MODEL AVAILABLE FOR LESS

MSRP: $78,550

39 Months

10000 Miles

GET YOUR QUOTE or appraise my trade-in

ClickTap to start building your vehicle

REBATES INCLUDED $500

• BMW Loyalty Lease Credit-Nat

Applied to your lease offer

Build Your BMW Today Customize Your
Quote Below QUOTE | LOCATE | DELIVER

Due At Signing $0 Down+ 1st payment & fees$2,759 Due At Signing

Build Your 2026 BMW 4 Series

Driving Assistance Package -inc: Distance Control (ACC), distance control to cruise control system w/automatic regulation of speed and distance in stop-and-go traffic and in congestion, down to complete a standstill, Automatic pull-away after short stops (less than 3 seconds)

+$650

ZDA

Shadowline Package -inc: M Sport Brakes w/Red Calipers, M Sport Package Pro, M Shadowline Lights

+$250

ZHO

Parking Assistance Package -inc: Parking View w/3D View (Surround View), Parking Assistant Plus

+$700

ZPK

Premium Package -inc: BMW Curved Display w/HUD, harman/kardon Surround Sound System

+$1,500

ZPP

Driving Assistance Professional Package -inc: Lane Change Assistant, Distance Control (ACC) w/Steering Assistant, Driving Assistant Professional, hands-free driving up to 40 mph on selected highways, Partial Automated Driving, Traffic Jam Assistant

+$1,700

ZDY

M Carbon Exterior Package Priority 1.

+$2,900

71C

Adaptive M Suspension

+$550

2VF

Moonlight Black Soft Top

+$250

3YA

harman/kardon Surround Sound System

+$875

688

Neck Warmer

+$650

4NH

Galvanic Controls

+$100

4U0

Glass Controls

+$650

4A2

Carbon Fiber Trim

+$300

4MC

Drive Recorder

+$100

6DR

Front Ventilated Seats

+$500

4FH

M Sport Brakes w/Blue Calipers

Included

2NH

Fineline Light Open-Pore Fine Wood Trim

Included

4H0

Ash Grey Blue Open-Pored Fine Wood Trim

Included

4H1

M Fine Brushed Aluminum Interior Trim

Included

43W

BMW US Fleet Incentives *Available to qualified fleet buyers only* *CREDIT*

Included

-FLT

Alpine White

Included

300

Black Sapphire Metallic

+$650

475

Mineral White Metallic

+$650

A96

Arctic Race Blue Metallic

+$650

C4F

Portimao Blue Metallic

+$650

C31

Brooklyn Grey Metallic

+$650

C4P

Cape York Green Metallic

+$650

C5Y

Vegas Red Metallic

+$650

C68

Dravit Grey Metallic

+$1,500

C36

Tanzanite Blue II Metallic

+$1,500

C3Z

Frozen Portimao Blue Metallic Priority 1

+$3,600

X1E

Special Order Color Priority 1

+$4,500

490

Canberra Beige, Perforated SensaTec Upholstery

Included

KHFY

Tacora Red, Perforated SensaTec Upholstery

Included

KHG7

Cognac, Perforated SensaTec Upholstery

Included

KHKC

Black, Perforated SensaTec Upholstery

Included

KHSW

Black, Vernasca Leather Upholstery

+$1,500

MAH7

Mocha, Vernasca Leather Upholstery

+$1,500

MAMU

Black w/Red Highlight, Vernasca Leather Upholstery

+$1,500

MAL3

Black w/Blue Stitching, Vernasca Leather Upholstery

+$1,500

MANL

Oyster, Vernasca Leather Upholstery

+$1,500

MAOI

Wheels: 19" x 8" M Dual-Spoke Bicolor -inc: Style 995M (STD)

Included

1HN

Wheels: 19" x 8" Fr & 19" x 8.5" Rr M Dual-Spoke -inc: Style 792M, Bicolor black, Tires: 225/40R19 Front & 255/35R19 Rear, Staggered summer

Included

1G0

Wheels: 19" x 8" M Dual-Spoke Bicolor Black -inc: Style 792M

Included

1G1

Wheels: 19" x 8" Fr & 19" x 8.5" Rr Individual -inc: Style 1038i, Y-spoke bicolor, Tires: 225/40R19 Front & 255/35R19 Rear, Staggered summer

Included

1HD

Wheels: 19" x 8" Individual Y-Spoke Bicolor -inc: Style 1038i

Included

1HE

Wheels: 19" x 8" Fr & 19" x 8.5" Rr M Dual-Spk -inc: Style 995M, Jet black, Tires: 225/40R19 Front & 255/35R19 Rear, Staggered summer

Included

1HG

Wheels: 19" x 8" M Dual-Spoke Jet Black -inc: Style 995M

Included

1HH

Wheels: 19" x 8" Fr & 19" x 8.5" Rr Bicolor -inc: Style 995M, M dual-spoke, Tires: 225/40R19 Front & 255/35R19 Rear, Staggered summer

Included

1HM

Wheels: 19" x 8" Fr & 19" x 8.5" Rr M Bicolor -inc: Style 995M, Dual-spoke, Tires: 225/40R19 Fr & 255/35R19 Rr High-Performance, Increased Top Speed Limiter, Mobility Kit

Included

1HP

Tires: 225/40R19 Front & 255/35R19 Rear -inc: Staggered summer

Included

-NONTR0

Tires: 225/40R19 Fr & 255/35R19 Rr High-Performance

Included

-NONTR1

Your Build — 0 options

No options added yet — this is the base vehicle.

MSRP As Configured $78,550 Base MSRP

Options Added 0 No options selected yet

Instant Quote & Schedule Delivery

Skip the dealership, We Deliver. Receive an instant quote, connect with a coordinator and verify the vehicle details and features and we'll complete and eSign and schedule delivery to your driveway.

Nationwide Delivery Delivered directly to your driveway.

Zero Hidden Fees Transparent pricing from start to finish.

Instant Approvals Get Tier 1 credit clearance in minutes.

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Zip Code *

5 digit zip only

Down Payment

Capital Reduction Down + 1st payment & DMV fees

Miles Per Year *

5,000

7,500

10,000

12,000

15,000

Credit Score *

740 or Higher

720 to 739

700 to 719

680 to 699

650 to 679

650 or Less

MSRP *

Base Model MSRP, Please choose options in next steps

Special Lease Offer on the 2026 BMW M440i xDrive Convertible

The 2026 BMW M440i xDrive Convertible gives you a lot for the money. It drives well, feels solid, and keeps things simple. The result feels special without trying too hard. Lease it for just $1039 monthly and enjoy premium features like adaptive cruise control, lane keeping assist, and blind spot monitoring. Delivering up to 25 MPG city and 32 MPG highway. Use our instant quote form today and schedule delivery anywhere nationwide tomorrow.

Frequently Asked Questions

Can I trade in my current vehicle?

Yes! We offer top dollar for trades to help lower your new lease payment. Get an instant cash offer here.

Is this a closed-end lease?

Absolutely. All of our leases are closed-end, meaning you have zero negative equity risk at the end of your term.

Do I have to go to a dealership?

No. Skip the waiting room entirely. We handle all paperwork online and deliver the vehicle straight to you.

What if I drive more than 10000 miles?

You can adjust your mileage limits upfront for a slightly different monthly payment, or simply pay a small per-mile overage fee at the end of the lease.

2026 BMW M440i xDrive Convertible Lease Review

Performance & Engineering

Get behind the wheel of the 2026 BMW 4 Series and feel the difference. The smooth-shifting automatic transmission and all-wheel drive make it easy and sure. Power comes on clean and sure. The all-wheel drive gives you grip in any weather and reacts the moment you ask. Key upgrades include a refined turbocharged powertrain and 19-inch bicolor black alloy dual-spoke wheels referenced as Style 995M. Together they feel solid yet quick. It's as capable as it is easy to live with. Now step inside.

Interior Luxury

The 2026 BMW 4 Series feels calm and upscale inside. Good materials and space for 4 make it easy to enjoy. Heated Seats, Memory Seating and Apple CarPlay keep you comfortable and connected the whole way. The result feels personal, premium, and easy to live with.

Technology & Safety

Safety comes first in the 2026 BMW 4 Series. Its tech works quietly in the background, every mile. Smart features like Lane Keeping Assist, Blind Spot Monitoring and Parking Sensors make driving easier and safer. Together, these features give you and your passengers real peace of mind.

*Terms and conditions apply. Payments based on approved Tier 1 credit. Tax, title, and registration fees may vary.

Year:	2026
Make:	BMW
Model:	4 Series
Trim:	M440i xDrive Convertible
Transmission:	Automatic w/OD
Body Style:	Convertible
Seats:	4
Drivetrain:	All Wheel Drive
MSRP:	$78,550
Lease Term:	39
Miles Per Year:	10000
Engine:	Intercooled Turbo Gas/Electric I-6
Payment:	$1,039
Due At Signing:	2759
Rebate:	500
Listing ID:	226792
Car ID:	471017

Included Vehicle Features

25 MPG CITY HWY 32 MPG

MECHANICAL
EXTERIOR
ENTERTAINMENT
INTERIOR
SAFETY

Engine: 3.0L Inline 6-Cylinder M TwinPower Turbo
Engine Auto Stop-Start Feature
Transmission w/Driver Selectable Mode and STEPTRONIC Sequential Shift Control w/Steering Wheel Controls
Transmission: 8-Speed Sport Automatic
Full-Time All-Wheel
2.81 Axle Ratio
Battery w/Run Down Protection
Hybrid Electric Motor
48V Mild Hybrid System
Gas-Pressurized Shock Absorbers
Front And Rear Anti-Roll Bars
Sport Tuned Suspension
Electric Power-Assist Speed-Sensing Steering
15.6 Gal. Fuel Tank
Quasi-Dual Stainless Steel Exhaust w/Dark Chrome Tailpipe Finisher
Strut Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
Regenerative 4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Hold Control and Electric Parking Brake
Lithium Ion (li-Ion) Traction Battery 0.4 kWh Capacity
Electro-Mechanical Limited Slip Differential

Wheels: 19" x 8" M Dual-Spoke Bicolor -inc: Style 995M (STD)
Tires: 225/40R19 All Season
Runflat Tires
Body-Colored Front Bumper
Body-Colored Rear Bumper w/Black Rub Strip/Fascia Accent
Black Side Windows Trim and Black Front Windshield Trim
Body-Colored Door Handles
Black Power Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Defroster
Light Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers w/Heated Jets
Galvanized Steel/Aluminum Panels
Black Grille
Power Convertible Top w/Lining, Glass Rear Window, Automatic Roll-Over Protection, Manual Wind Blocker and Top
Trunk Rear Cargo Access
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Auto On/Off Projector Beam Led Low/High Beam Auto-Leveling Directionally Adaptive Auto High-Beam Daytime Running Lights Preference Setting Headlamps w/Delay-Off
Cornering Lights

Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Steering Wheel Controls, Voice Activation, Radio Data System and External Memory Control
Radio: AM/FM
10 Speakers
205w Regular Amplifier
Streaming Audio
Window Grid Antenna
SiriusXM w/360L & 1 Year Trial Subscription
Hi-Fi Sound System
Bluetooth Wireless Phone Connectivity
2 LCD Monitors In The Front
Real-Time Traffic Display

Power Front Seats
Heated Front Seats
2-Way Power Driver Seat -inc: Power Seatback Side Bolster Support, Manual Cushion Extension and Power Rear Seat Easy Entry
2-Way Power Passenger Seat -inc: Power Seatback Side Bolster Support, Manual Cushion Extension and Power Rear Seat Easy Entry
40-20-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat
Manual Tilt/Telescoping Steering Column
Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Turbo/Supercharger Boost, Oil Level, Oil Temperature, Traction Battery Level, Power/Regen, Trip Odometer and Trip Computer
Power Rear Windows
Sport Seats
M Sport Sport Heated Leather Steering Wheel
Front Cupholder
Rear Cupholder
Compass
Proximity Key For Doors And Push Button Start And Smart Device Proximity Key
Valet Function
Power Fuel Flap Locking Type
Remote Keyless Entry w/Integrated Key Transmitter, 2 Door Curb/Courtesy, Illuminated Entry, Illuminated Ignition Switch and Panic Button
Remote Releases -Inc: Comfort Access Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
Voice Activated Dual Zone Front Automatic Air Conditioning
HVAC -inc: Underseat Ducts and Console Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Full Cloth Headliner
Leatherette Door Trim Insert
Interior Trim -inc: Aluminum Instrument Panel Insert, Aluminum Console Insert, Piano Black/Metal-Look Interior Accents and SensaTec Leatherette Upholstered Dashboard
Perforated SensaTec Upholstery
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
Full Floor Console w/Covered Storage, Mini Overhead Console and 2 12V DC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim and Carpet Trunk Lid/Rear Cargo Door Trim
Cargo Space Lights
Memory Settings -inc: Driver Seat, Door Mirrors, Audio and HVAC
FOB Controls -inc: Keyfob Cargo Access, Keyfob Window Activation and Keyfob Sunroof/Convertible Roof Activation
Smart Device Remote Engine Start
BMW Assist eCall
ConnectedDrive Services
Connected Package Pro Limited Term
Wireless Device Charging
Personal eSIM 5G
Navigation
Widescreen Display
Apple CarPlay & Android Auto Compatibility
Instrument Panel Covered Bin, Driver And Passenger Door Bins
Delayed Accessory Power
Power Door Locks w/Autolock Feature
Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
Driver Information Center
Redundant Digital Speedometer
Trip Computer
Outside Temp Gauge
Digital Appearance
BMW TeleServices
Manual Adjustable Front Head Restraints and Fixed Rear Head Restraints
2 Seatback Storage Pockets
Front Center Armrest and Rear Center Armrest w/Pass-Thru
Lumbar Support
Perimeter Alarm
Immobilizer
2 12V DC Power Outlets
Air Filtration

Electronic Stability Control (ESC)
ABS And Driveline Traction Control
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Park Distance Control Front And Rear Parking Sensors
Active Blind Spot Detection Blind Spot
Frontal Collision Warning
Lane Keeping Assistant/Lane Departure Warning Lane Keeping Assist
Lane Keeping Assistant/Lane Departure Warning Lane Departure Warning
Collision Mitigation-Front
Driver Monitoring-Alert
Rear Collision Warning
Emergency Sos Capability
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Airbag Occupancy Sensor
Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
Driver And Passenger Side Airbag Head Extension, Driver And Passenger Knee Airbag
Back-Up Camera

*Terms and conditions apply. Payments based on approved Tier 1 credit. Tax, title, and registration fees may vary upon State and County.

All listings are calculation examples of baseline lease structures our team has curated using the current published lending programs, supplier discounts from our network of franchise dealerships and listed rebates, capital reduction down or due at signing, term and annual mileage restrictions. Listing calculation examples are not an offer for sale of any one vehicle.