How much is a 2026 Lincoln Navigator L lease?

The 2026 Lincoln Navigator L Black Label 4x4 currently leases for $1899 per month with 3389 due at signing at DSR Leasing.

Can I lease this Lincoln with $0 down?

Yes, DSR Leasing specializes in $0 down lease specials for the 2026 Lincoln Navigator L for qualified lessees nationwide.

Does DSR Leasing offer home delivery for the Navigator L?

Absolutely. We provide nationwide home delivery for the 2026 Lincoln Navigator L. You can complete your entire lease over the phone and have the vehicle delivered to your door.

What about lease end protection for the Lincoln?

As part of the standard DSR package, we feature DSR SafeLease protection offering up to $5,000 in coverage starting at $399. Researching average pricing for manufacturer/brand lease end protection on lease forums like edmunds.com or leasehackr.com shows this provides exceptional value. Learn more at https://dsrleasing.com/lease-end-protection.

What is the difference between money down and due at signing?

Any amount put down (technically known as a Capital Reduction) goes directly toward reducing your adjusted capitalized cost, which lowers the total amount financed. The Due at Signing is the actual sum required to take delivery. It includes your down amount, plus your first monthly payment, bank acquisition fee, DSR service fee, and state license plate fees.

Why do you charge a service fee? My local dealer doesn't.

Our one-time service fee allows us to perform for our clients and replaces the typical $2,000 to $5,000 in hidden dealer profit. We pass along all of our supplier discounts, do the heavy lifting of coordinating the best lender lease deals, and source vehicles nationwide instead of restricting you to a local market. We also guarantee our services—if we cannot secure your vehicle or your application is declined, the fee is 100% refundable.

Do I have to pay transport fees? Is it not already included in the service fee?

If your preferred vehicle is readily available within 150 miles of you, we will include home delivery free of charge. If you are seeking a limited production vehicle or a unique specification, we'll gladly locate it anywhere in the nation and coordinate delivery to your driveway. Because variables like distance and fuel costs fluctuate, long-distance transport requires a custom quote.

Does the lease include a warranty or maintenance?

All new vehicles come with a comprehensive Bumper-to-Bumper factory warranty. If anything fails, your local dealer will replace or repair it at no charge, including labor costs. Additionally, routine maintenance (like oil changes and filters) is included with most luxury brands such as Acura, Audi, BMW, Genesis, Honda, INFINITI, Lexus, Toyota, and Volkswagen.

Listing ID: 228190

2026 Lincoln Navigator L Black Label 4x4

Name: 2026 Lincoln Navigator L Black Label 4x4 Lease Special
Brand: Lincoln
Price: 1899 USD
Availability: InStock

$1899 / mo

MSRP: $125,420

48 Months

10000 Miles

GET YOUR QUOTE or appraise my trade-in

ClickTap to start building your vehicle

REBATES INCLUDED $5,000

• Retail Customer Cash • Summer Sales Event Bonus Cash • Cadillac Competitive Conquest Bonus Cash

Applied to your lease offer

Build Your Lincoln Today Customize Your
Quote Below QUOTE | LOCATE | DELIVER

Due At Signing $0 Down+ 1st payment & fees$3,389 Due At Signing

Build Your 2026 Lincoln Navigator L

Black Label Special Edition Package -inc: Wheels: 24" High-Gloss Ebony Aluminum, Black Painted Roof Rails, Black Accent Badge, Front Bumper Fascia, Unique Lincoln Grille Pillar Black Surround, black mesh insert, Tires: P285/40R24 All-Season BSW, Black Beltline Molding, Black Painted Roof

+$9,000

68K

Equipment Group 800A Black Label

Included

800A

Black Label Special Edition -inc: Black Painted Roof Rails, Black Beltline Molding, Black Painted Roof

+$7,850

68E

SiriusXM w/360L (4-Years Plan) -inc: SiriusXM w/360L (4-year plan), also referred to as an extended service subscription plan by SiriusXM, is included w/your newly purchased or leased vehicle will stop at the end of the subscription period unless you decide to continue service, Plan is non-transferable and non-refundable, If you do not wish to enjoy your subscription, you can cancel by calling the number below, All SiriusXM services require a subscription, each sold separately by SiriusXM after the service term, Service subject to the SiriusXM customer agreement and privacy policy, visit siriusxm.com for complete terms and how to cancel which includes online methods or calling 1-866-635-2349, Some services and features are subject to device capabilities and location availability, Satellite service not available in Alaska and Hawaii, Certain features and/or content may not be available in vehicles w/SiriusXM w/360L unless an active data connection is enabled in the vehicle, Content varies by SiriusXM subscription plan, All fees, content and features are subject to change, SiriusXM and related logos are trademarks of Sirius XM Radio LLC and its respective subsidiaries Not available to military sales personnel (WAFAC).

+$400

61C

Lincoln Play (Rear Seat Entertainment System) -inc: wireless headphone and remote controllers, Streaming requires a Wi-Fi connection, To access video streaming in your vehicle, you need to have a ScreenHits TV subscription, which is included in the purchase of your vehicle for 3 years, Services are subject to change or withdrawal at any time and may not be available in all areas and languages, Use is subject to ScreenHits terms and conditions

+$2,195

18E

All-Weather Flr Liners w/Fr & Rr Carpet Floor Mats

+$245

47B

Exposed Lug Nuts Wheel Lock Kit -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$90

-FISAD

UVS Sunscreen w/Vehicle Logo (Windshield Sunscreen) -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO) Not available to military sales personnel (WAFAC).

+$130

-BBVAF

3rd Row All-Weather Floor Liners -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$115

-BACAB

All-Weather Cargo Floor Liner -inc: Behind 3rd row seats, Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$170

-BDIAJ

Cargo Area Protector w/3rd Row Seat Back -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$490

-A6ZAB

Cargo Tailgate Manager -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$405

-FHBAB

Large Cargo Organizer -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO)

+$125

-FHBAC

Jump Starter w/Carry Case -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO) Not available to military sales personnel (WAFAC).

+$190

-HT4AB

Roadside Assistance Kit w/Lincoln Logo -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO) Not available with military sales personnel.

+$80

-AHMAB

First Aid Kit w/Lincoln Logo -inc: Shipped separately for dealer installation, DIO features ordered through WBDO only (DIO) Not available with military sales personnel.

+$60

-AHQAB

Infinite Black Metallic Clearcoat

Included

Crystal White Metallic Clearcoat

+$750

Star White Metallic Tri-Coat

+$750

Starlight Gray Premium Colorant

+$750

Chroma Caviar Dark Gray Metallic Clearcoat

+$2,000

Sunrise Copper Metallic Pearlcoat

+$2,000

Warm Horizon w/Dark Flint, Auto Htd/Vent Opulence Leather Captain's Chairs -inc: horizon perforation, 30-way perfect position driver seats w/28-way perfect position passenger seats, massage seats, front 4-way power head restraints, power lumbar and driver seat profile (memory)

Included

Salt Crystal Gray w/Adobe, Auto Htd/Vent Opulence Leather Captain's Chairs (A) -inc: diamond drizzle perforation, 30-way perfect position driver seats w/28-way perfect position passenger seats, massage seats, front 4-way power head restraints, power lumbar and driver seat profile (memory), Atmospheric Theme, atmospheric ash appliques, salt crystal gray w/Adobe stitch leather-wrapped interior, salt crystal gray Dinamica sueded cloth headliner and black w/Dinamica sueded cloth floor carpet/mats

Included

AF-0

Blk Onyx w/Brandy Stitch, Auto Htd/Vent Opulence Leather Captain's Chairs (V) -inc: pergola micro-perforation, 30-way perfect position driver seats w/28-way perfect position passenger seats, massage seats, front 4-way power head restraints, power lumbar and driver seat profile (memory), Invitation Theme, khaya w/laser motiv appliques, black onyx w/brandy stitch leather-wrapped interior, ebony Dinamica sueded cloth headliner and black w/Dinamica sueded cloth floor carpet/mats

Included

Equipment Group 801A Black Label -inc: Special Edition Radiant Copper Badge, On fender and door, Wheels: 24" Radiant Copper Aluminum, bright machined finish, Tires: P285/40R24 All-Season BSW, Radiant Copper Grille, full jewel and lit grille bar

+$3,495

801A

Wheels: 24" Bright Machined Aluminum -inc: ebony painted pockets, Tires: P285/40R24 All-Season BSW

+$2,995

64U

Your Build — 0 options

No options added yet — this is the base vehicle.

MSRP As Configured $125,420 Base MSRP

Options Added 0 No options selected yet

Instant Quote & Schedule Delivery

Skip the dealership, We Deliver. Receive an instant quote, connect with a coordinator and verify the vehicle details and features and we'll complete and eSign and schedule delivery to your driveway.

Nationwide Delivery Delivered directly to your driveway.

Zero Hidden Fees Transparent pricing from start to finish.

Instant Approvals Get Tier 1 credit clearance in minutes.

sidebar contact small

Zip Code *

5 digit zip only

Down Payment

Capital Reduction Down + 1st payment & DMV fees

Miles Per Year *

5,000

7,500

10,000

12,000

15,000

Credit Score *

740 or Higher

720 to 739

700 to 719

680 to 699

650 to 679

650 or Less

MSRP *

Base Model MSRP, Please choose options in next steps

Special Lease Offer on the 2026 Lincoln Navigator L Black Label 4x4

Long trips feel shorter in the 2026 Lincoln Navigator L Black Label 4x4. The cabin stays quiet and the ride stays smooth. That kind of easy, sure-footed drive is rare at this price. Lease it for just $1899 a month and enjoy premium features like adaptive cruise control, lane keeping assist, and blind spot monitoring. Delivering up to 15 MPG city and 22 MPG highway. Use our instant quote form today and schedule delivery anywhere nationwide tomorrow.

Frequently Asked Questions

Can I trade in my current vehicle?

Yes! We offer top dollar for trades to help lower your new lease payment. Get an instant cash offer here.

Is this a closed-end lease?

Absolutely. All of our leases are closed-end, meaning you have zero negative equity risk at the end of your term.

Do I have to go to a dealership?

No. Skip the waiting room entirely. We handle all paperwork online and deliver the vehicle straight to you.

What if I drive more than 10000 miles?

You can adjust your mileage limits upfront for a slightly different monthly payment, or simply pay a small per-mile overage fee at the end of the lease.

2026 Lincoln Navigator L Black Label 4x4 Lease Review

Performance & Engineering

Drive the 2026 Lincoln Navigator L and you'll get it. The smooth-shifting automatic transmission makes each mile feel alive and easy. This setup blends grip, ease, and comfort. It turns a plain commute into something you enjoy. Key upgrades include a refined turbocharged powertrain and 22-inch machined black alloy wheels that come standard. Together they feel solid yet quick. That's what makes the Navigator L a standout. And the cabin keeps the good news coming.

Interior Luxury

The 2026 Lincoln Navigator L feels calm and upscale inside. Good materials and space for 7 make it easy to enjoy. Ventilated Seats, Massaging Seats and Memory Seating keep you comfortable and connected the whole way. It turns your daily drive into something you look forward to.

Technology & Safety

Safety comes first in the 2026 Lincoln Navigator L. Its tech works quietly in the background, every mile. Smart features like Lane Keeping Assist, Blind Spot Monitoring and Automatic Emergency Braking make driving easier and safer. That's what makes the Navigator L a smart pick for families and safe drivers.

*Terms and conditions apply. Payments based on approved Tier 1 credit. Tax, title, and registration fees may vary.

Year:	2026
Make:	Lincoln
Model:	Navigator L
Trim:	Black Label 4x4
Transmission:	Automatic w/OD
Body Style:	SUV
Seats:	7
Drivetrain:	Four Wheel Drive
MSRP:	$125,420
Lease Term:	48
Miles Per Year:	10000
Engine:	Twin Turbo Premium Unleaded V-6
Payment:	$1,899
Due At Signing:	3389
Rebate:	5000
Listing ID:	228190
Car ID:	480891

Included Vehicle Features

15 MPG CITY HWY 22 MPG

MECHANICAL
EXTERIOR
ENTERTAINMENT
INTERIOR
SAFETY

Engine: 3.5L V6 Twin-Turbocharged (STD)
Transmission: 10-Speed Automatic -inc: SelectShift capability (STD)
Transmission w/Driver Selectable Mode and Oil Cooler
Electronic Transfer Case
Part And Full-Time Four-Wheel Drive
3.73 Axle Ratio
78-Amp/Hr Maintenance-Free Battery w/Run Down Protection
Auto Start-Stop Technology
Trailer Wiring Harness
Class IV Towing Equipment -inc: Hitch, Brake Controller and Trailer Sway Control
Gas-Pressurized Shock Absorbers
Rear Auto-Leveling Suspension
Front And Rear Anti-Roll Bars
Automatic w/Driver Control Ride Control Adaptive Suspension
Electric Power-Assist Speed-Sensing Steering
27.8 Gal. Fuel Tank
Single Stainless Steel Exhaust
Auto Locking Hubs
Short And Long Arm Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake

Wheels: 22" High-Gloss Ebony Aluminum -inc: bright machined finish and Lincoln star hub wheel ornament
Tires: P275/50R22 All-Season BSW
Steel Spare Wheel
Full-Size Spare Tire Stored Underbody w/Crankdown
Express Open/Close Sliding And Tilting Glass Panoramic Vista Roof 1st And 2nd Row Sunroof w/Power Sunshade
Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
Body-Colored Rear Bumper
Chrome Side Windows Trim
Body-Colored Door Handles
Black Power w/Tilt Down Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers
Aluminum Panels
Lip Spoiler
Black Grille w/Chrome Accents
Front License Plate Bracket
Power Running Boards
Split Gate Power Liftgate/Tailgate Rear Cargo Access
Tailgate/Rear Door Lock Included w/Power Door Locks
Autolamp Auto On/Off Projector Beam Led Low/High Beam Daytime Running Auto-Leveling Directionally Adaptive Auto High-Beam Headlamps w/Delay-Off
Cornering Lights
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Laminated Glass

Radio w/Seek-Scan, Clock, Steering Wheel Controls, Multi-Source Rear Controls, Voice Activation, Radio Data System and SYNC 4 External Memory Control
Radio: Revel Ultima 3D Audio System -inc: satellite/AM/FM stereo, 28 speakers w/subwoofer (featuring QuantumLogic 3D surround technology), speed-compensated volume and HD Radio
Regular Amplifier
Automatic Equalizer
Streaming Audio
Window Grid Antenna
28 Speakers
Lincoln Security Package -inc: 4-years included w/activation, Note: Not available to military sales personnel (WAFAC)
SiriusXM w/360L (3 Months Trial) -inc: super categories/live sports categories, For You recommendations and SiriusXM listener profiles, A 3-month trial subscription is included for all new SiriusXM-equipped Lincoln vehicles, Service is not available in Alaska and Hawaii, Service will automatically stop at the end of your trial subscription period unless you decide to continue service, Trial is non-transferable, If you do not wish to enjoy your trial, you can cancel by calling the number below, All SiriusXM services require a subscription, each sold separately by SiriusXM after the trial period, Service subject to the SiriusXM customer agreement and privacy policy, visit siriusxm.com for complete terms and how to cancel which includes online methods or calling 1-866-635-2349, Some services and features are subject to device capabilities and location availability, Satellite service not available in Alaska and Hawaii, Certain features and/or content may not be available in vehicles w/SiriusXM w/360L unless an active data connection is enabled in the vehicle, Content varies by SiriusXM subscription plan, All fees, content and features are subject to change, SiriusXM and related logos are trademarks of Siirus XM Radio Inc, and its respective subsidiaries
Bluetooth Wireless Phone Connectivity
3 LCD Monitors In The Front
Real-Time Traffic Display

Leather Bucket Front Seats w/Leatherette Back Material
22-Way Driver Seat
22-Way Passenger Seat
Bucket Folding Bucket Front Facing Heated Power Reclining Fold Forward Seatback Leather Ventilated, Rear Seat w/Power 4-Way Lumbar, Power Fore/Aft, PowerFold Power Folding Activation and Massage
Power Tilt/Telescoping Steering Column
Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Trip Odometer and Trip Computer
Power Rear Windows and Fixed 3rd Row Windows
Fixed 40-20-40 Heated Split-Bench Leather 3rd Row Seat Front, Power Recline, Power Fold Into Floor, 3 Manual and Adjustable Head Restraints
Heated Leather Steering Wheel w/Auto Tilt-Away
Front Cupholder
Rear Cupholder
1 12V DC Power Outlet
Compass
Keypad
Proximity Key For Doors And Push Button Start And Smart Device Proximity Key
Valet Function
Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button
Remote Releases -Inc: Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
Adaptive Cruise Control
BlueCruise Equipped (4-Years Included) -inc: Equipped vehicles come w/a 4-year included duration, after which purchase of a subscription is required to continue using BlueCruise, See lincoln.com/bluecruise for version details, Available feature on select vehicles, BlueCruise requires an active plan or trial - see lincoln.com/technology/bluecruise for details, Terms apply, BlueCruise is a driver assist feature and does not replace safe driving or driver's attention, judgment, or need to control the vehicle, Only remove hands in a hands-free blue zone, Always watch the road and be prepared to resume control, See owner's manual for details and limitations, BlueCruise is not available on military sales (WAFAC)
Voice Activated Dual Zone Front Automatic Air Conditioning
Rear HVAC w/Separate Controls
HVAC -inc: Underseat Ducts and Headliner/Pillar Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Leatherette Door Trim Insert
Auto Htd/Vent Opulence Leather Captain's Chairs -inc: horizon perforation, 30-way perfect position driver seats w/28-way perfect position passenger seats, massage seats, front 4-way power head restraints, power lumbar and driver seat profile (memory)
Enlighten Theme -inc: horizon grid appliques, warm horizon w/dark flint stitch leather-wrapped interior, ebony Dinamica sueded cloth suede headliner and espresso w/Dinamica sueded cloth accent floor carpet/mats
Interior Trim -inc: Metal-Look Door Panel Insert, Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage, Rear Console w/Storage, 1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Cargo Space Lights
FOB Controls -inc: Keyfob Cargo Access, Keyfob Window Activation, Keyfob Sunroof/Convertible Roof Activation and Keyfob Remote Start
Smart Device Remote Engine Start
Lincoln App -inc: pre-conditioning (schedule remote start), remote lock/unlock/start, schedule service, smartphone integrated technology, lights and horns, roadside assistance and phone as a key
Lincoln Connectivity Package (4-Years Included) -inc: 5G connectivity for Lincoln digital experience, unlimited Wi-Fi hotspot, audio and video streaming, productivity (video conferencing, web browser), voice assistant and entertainment, Included for 4 years from warranty start date, Requires activation via Lincoln app, Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features, Lincoln may temporarily slow data speeds if such data usage reaches or exceeds 50GB within a billing cycle or due to network limitations, If a customer uses more than 50% of their data usage in a roaming country during a 60-day period, Lincoln may remove or limit the customer's data plan, Note: Not available to military sales personnel (WAFAC)
Lincoln Digital Experience -inc: 48" panoramic display w/customizable widgets (trip, weather, audio, clock, tire pressure, fuel economy), compass display, odometer, turn signal views, rear view camera display, map projection, ADAS graphics, speed limit, pano mode (stationary experience video content on passenger screen) and steering wheel controls visuals, 11.1" center display, customizable themes (constellation, engage, inspire and tranquil), 5G connectivity, Google Maps, 911 Assist, welcome/farewell experience, wireless Apple CarPlay and Android Auto compatibility, digital owner's manual, Google App Store, games/news/podcasts apps and over the air updates
Memory Settings -inc: Driver Seat, Door Mirrors, Steering Wheel, Head Restraints, Audio, HVAC and Pedals
Driver / Passenger And Rear Door Bins
Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
Delayed Accessory Power
Power Door Locks w/Autolock Feature
Power Adjustable Pedals
Driver Information Center
Trip Computer
Outside Temp Gauge
Digital Appearance
2 Seatback Storage Pockets
Power w/Tilt Front Head Restraints and Power w/Tilt Rear Head Restraints
Driver And Front Passenger Armrests and Rear Center Armrest
Perimeter Alarm
Securilock Anti-Theft Ignition (pats) Immobilizer
1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Air Filtration

AdvanceTrac w/RSC Electronic Stability Control (ESC) And Roll Stability Control (RSC)
ABS And Driveline Traction Control
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Front and Rear Sensing System Front And Rear Parking Sensors
Blind Spot
Automatic Emergency Braking
Reverse Brake Assist
Lane-Keeping System Lane Keeping Assist
Lane-Keeping System Lane Departure Warning
Collision Mitigation-Front
Driver Monitoring-Alert
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Safety Canopy Curtain 1st, 2nd And 3rd Row Airbags
Airbag Occupancy Sensor
Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Front Camera
Left Side Camera
Right Side Camera

*Terms and conditions apply. Payments based on approved Tier 1 credit. Tax, title, and registration fees may vary upon State and County.

All listings are calculation examples of baseline lease structures our team has curated using the current published lending programs, supplier discounts from our network of franchise dealerships and listed rebates, capital reduction down or due at signing, term and annual mileage restrictions. Listing calculation examples are not an offer for sale of any one vehicle.