How much is a 2026 Lincoln Navigator lease?

The 2026 Lincoln Navigator Reserve 4x4 currently leases for $1609 per month with $3229 due at signing at DSR Leasing.

Can I lease this Lincoln with $0 down?

Yes, DSR Leasing specializes in $0 down lease specials for the 2026 Lincoln Navigator for qualified lessees nationwide.

Does DSR Leasing offer home delivery for the Navigator?

Absolutely. We provide nationwide home delivery for the 2026 Lincoln Navigator. You can complete your entire lease over the phone and have the vehicle delivered to your door.

What about lease end protection for the Lincoln?

As part of the standard DSR package, we feature DSR SafeLease protection offering up to $5,000 in coverage starting at $399. Researching average pricing for manufacturer/brand lease end protection on lease forums like edmunds.com or leasehackr.com shows this provides exceptional value. Learn more at https://dsrleasing.com/lease-end-protection.

What is the difference between money down and due at signing?

Any amount put down (technically known as a Capital Reduction) goes directly toward reducing your adjusted capitalized cost, which lowers the total amount financed. The Due at Signing is the actual sum required to take delivery. It includes your down amount, plus your first monthly payment, bank acquisition fee, DSR service fee, and state license plate fees.

Why do you charge a service fee? My local dealer doesn't.

Our one-time service fee allows us to perform for our clients and replaces the typical $2,000 to $5,000 in hidden dealer profit. We pass along all of our supplier discounts, do the heavy lifting of coordinating the best lender lease deals, and source vehicles nationwide instead of restricting you to a local market. We also guarantee our services—if we cannot secure your vehicle or your application is declined, the fee is 100% refundable.

Do I have to pay transport fees? Is it not already included in the service fee?

If your preferred vehicle is readily available within 150 miles of you, we will include home delivery free of charge. If you are seeking a limited production vehicle or a unique specification, we'll gladly locate it anywhere in the nation and coordinate delivery to your driveway. Because variables like distance and fuel costs fluctuate, long-distance transport requires a custom quote.

Does the lease include a warranty or maintenance?

All new vehicles come with a comprehensive Bumper-to-Bumper factory warranty. If anything fails, your local dealer will replace or repair it at no charge, including labor costs. Additionally, routine maintenance (like oil changes and filters) is included with most luxury brands such as Acura, Audi, BMW, Genesis, Honda, INFINITI, Lexus, Toyota, and Volkswagen.

Listing ID: 228186

2026 Lincoln Navigator Reserve 4x4

Name: 2026 Lincoln Navigator Reserve 4x4 Lease Special
Brand: Lincoln
Price: 1609 USD
Availability: InStock

$1609 / mo

MSRP: $104,890

36 Months

10,000 Miles

GET YOUR QUOTE

Premiere Crystal White Metallic Clearcoat

Premiere Pristine White Metallic Tri Coat

Premiere Flight Blue Metallic Clearcoat

Premiere Starlight Gray Premium Colorant

Premiere Gray Mist Metallic Tri Coat

Premiere Infinite Black Metallic Clearcoat

Drag or use Arrows

MSRP: $104,890 as featured Before Discounts & Incentives Applied

No Membership Required Schedule Home
Delivery Today QUOTE | LOCATE | DELIVER

Due At Signing $0 Down+ 1st payment & fees$3,229 Due At Signing

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Instant Quote & Schedule Delivery

Skip the dealership, We Deliver. Receive an instant quote, connect with a coordinator and verify the vehicle details and features and we'll complete and eSign and schedule delivery to your driveway.

Nationwide Delivery Delivered directly to your driveway.

Zero Hidden Fees Transparent pricing from start to finish.

Rebates Included: No Rebates Currently Available for Navigator Reserve 4x4

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Zip Code *

5 digit zip only

Miles Per Year *

5,000

7,500

10,000

12,000

15,000

Credit Score *

740 or Higher

720 to 739

700 to 719

680 to 699

650 to 679

650 or Less

MSRP *

Base Model MSRP, Please choose options in next steps

Down Payment

Capital Reduction Down + 1st payment & DMV fees

Special Lease Offer on the 2026 Lincoln Navigator

If comfort, capability, and efficiency matter to you, the 2026 Lincoln Navigator Reserve 4x4 checks every box. It's the kind of vehicle that makes you excited to get behind the wheel every single day. Lease it for just $1609 per month and enjoy premium features like adaptive cruise control, lane keeping assist, and blind spot monitoring. Delivering up to 15 MPG city and 22 MPG highway. Use our instant quote form today and schedule delivery anywhere nationwide tomorrow.

Frequently Asked Questions

Can I trade in my current vehicle?

Yes! We offer top dollar for trades to help lower your new lease payment. Get an instant cash offer here.

Is this a closed-end lease?

Absolutely. All of our leases are closed-end, meaning you have zero negative equity risk at the end of your term.

Do I have to go to a dealership?

No. Skip the waiting room entirely. We handle all paperwork online and deliver the vehicle straight to you.

What if I drive more than 10,000 miles?

You can adjust your mileage limits upfront for a slightly different monthly payment, or simply pay a small per-mile overage fee at the end of the lease.

2026 Lincoln Navigator Lease Review

Performance & Engineering

Feel the difference the moment you drive the 2026 Lincoln Navigator. Its advanced smooth-shifting automatic transmission delivers power with remarkable smoothness and responsiveness. The ride is smooth. What truly sets this vehicle apart is how effortlessly the four-wheel drive system glides over imperfect pavement while still feeling connected to the road. The result is a chassis that feels alive in your hands, powered by a refined turbocharged powertrain and supported by 22-inch machined black alloy wheels that come standard. The result is a vehicle that feels both powerful and polished on every drive... and when you step inside, the experience continues.

Interior Luxury

The 2026 Lincoln Navigator offers an interior that feels like your favorite leather chair on wheels. It balances luxury and practicality with plush seating for 7. The addition of Massaging Seats, Premium Leather Upholstery and Memory Seating ensures that every journey feels special and perfectly tailored to your needs. Every surface and control has been designed with the driver in mind... all while knowing the latest safety systems are watching over you.

Technology & Safety

The 2026 Lincoln Navigator is engineered with your protection in mind. It features a strong structure and an extensive list of standard safety technologies. These systems work in harmony, with Lane Keeping Assist, Blind Spot Monitoring and Automatic Emergency Braking providing a safety net that is comprehensive and unobtrusive. The result is a vehicle that not only protects but also actively helps you drive more confidently and relaxed.

*Terms and conditions apply. Payments based on approved Tier 1 credit. Tax, title, and registration fees may vary.

Year:	2026
Make:	Lincoln
Model:	Navigator
Trim:	Reserve 4x4
Transmission:	Automatic w/OD
Body Style:	SUV
Seats:	7
Drivetrain:	Four Wheel Drive
MSRP:	$104,890
Lease Term:	48 Months
Miles Per Year:	10,000
Engine:	Twin Turbo Premium Unleaded V-6
Payment:	$1,609
Due At Signing:	$3229
Rebate:	$0
Listing ID:	228186
Car ID:	480887

Included Vehicle Features

15 MPG CITY HWY 22 MPG

MECHANICAL

EXTERIOR

ENTERTAINMENT

INTERIOR

SAFETY

Engine: 3.5L V6 Twin-Turbocharged (STD)
Transmission: 10-Speed Automatic -inc: SelectShift capability (STD)
Transmission w/Driver Selectable Mode and Oil Cooler
Electronic Transfer Case
Part And Full-Time Four-Wheel Drive
3.73 Axle Ratio
78-Amp/Hr Maintenance-Free Battery w/Run Down Protection
Auto Start-Stop Technology
Class IV Towing Equipment -inc: Hitch and Trailer Sway Control
Trailer Wiring Harness
Gas-Pressurized Shock Absorbers
Rear Auto-Leveling Suspension
Front And Rear Anti-Roll Bars
Automatic w/Driver Control Ride Control Adaptive Suspension
Electric Power-Assist Speed-Sensing Steering
23.6 Gal. Fuel Tank
Single Stainless Steel Exhaust
Auto Locking Hubs
Short And Long Arm Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake

Wheels: 22" Dark Tarnished Aluminum -inc: bright machined finish and Lincoln star hub wheel ornament
Tires: P275/50R22 All-Season BSW
Steel Spare Wheel
Full-Size Spare Tire Stored Underbody w/Crankdown
Express Open/Close Sliding And Tilting Glass Panoramic Vista Roof 1st And 2nd Row Sunroof w/Power Sunshade
Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
Body-Colored Rear Bumper
Chrome Side Windows Trim
Body-Colored Door Handles
Black Power w/Tilt Down Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers
Aluminum Panels
Lip Spoiler
Black Grille w/Chrome Accents
Front License Plate Bracket
Power Running Boards
Split Gate Power Liftgate/Tailgate Rear Cargo Access
Tailgate/Rear Door Lock Included w/Power Door Locks
Autolamp Auto On/Off Projector Beam Led Low/High Beam Daytime Running Auto-Leveling Directionally Adaptive Auto High-Beam Headlamps w/Delay-Off
Cornering Lights
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Laminated Glass

Radio w/Seek-Scan, Clock, Steering Wheel Controls, Multi-Source Rear Controls, Voice Activation, Radio Data System and SYNC 4 External Memory Control
Radio: Revel Ultima 3D Audio System -inc: satellite/AM/FM stereo, 28 speakers w/subwoofer (featuring QuantumLogic 3D surround technology), speed-compensated volume and HD Radio
Regular Amplifier
Automatic Equalizer
Streaming Audio
Window Grid Antenna
28 Speakers
Lincoln Security Package -inc: 4-years included w/activation, Note: Not available to military sales personnel (WAFAC)
SiriusXM w/360L (3 Months Trial) -inc: super categories/live sports categories, For You recommendations and SiriusXM listener profiles, A 3-month trial subscription is included for all new SiriusXM-equipped Lincoln vehicles, Service is not available in Alaska and Hawaii, Service will automatically stop at the end of your trial subscription period unless you decide to continue service, Trial is non-transferable, If you do not wish to enjoy your trial, you can cancel by calling the number below, All SiriusXM services require a subscription, each sold separately by SiriusXM after the trial period, Service subject to the SiriusXM customer agreement and privacy policy, visit siriusxm.com for complete terms and how to cancel which includes online methods or calling 1-866-635-2349, Some services and features are subject to device capabilities and location availability, Satellite service not available in Alaska and Hawaii, Certain features and/or content may not be available in vehicles w/SiriusXM w/360L unless an active data connection is enabled in the vehicle, Content varies by SiriusXM subscription plan, All fees, content and features are subject to change, SiriusXM and related logos are trademarks of Siirus XM Radio Inc, and its respective subsidiaries
Bluetooth Wireless Phone Connectivity
3 LCD Monitors In The Front
Real-Time Traffic Display

Bucket Front Seats w/Leatherette Back Material
22-Way Driver Seat
22-Way Passenger Seat
Bucket Folding Bucket Front Facing Heated Manual Reclining Fold Forward Seatback Leather Rear Seat w/Manual Fore/Aft and PowerFold Power Folding Activation
Driver And Front Passenger Armrests and Rear Seat Mounted Armrest Outboard Only
Power Tilt/Telescoping Steering Column
Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Trip Odometer and Trip Computer
Power Rear Windows and Fixed 3rd Row Windows
Fixed 40-20-40 Split-Bench Lincoln Soft Touch Leatherette 3rd Row Seat Front, Power Recline, Power Fold Into Floor, 3 Manual and Adjustable Head Restraints
Heated Leather Steering Wheel w/Auto Tilt-Away
Front Cupholder
Rear Cupholder
1 12V DC Power Outlet
Compass
Keypad
Proximity Key For Doors And Push Button Start And Smart Device Proximity Key
Valet Function
Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button
Remote Releases -Inc: Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
Adaptive Cruise Control
BlueCruise Equipped (4-Years Included) -inc: Equipped vehicles come w/a 4-year included duration, after which purchase of a subscription is required to continue using BlueCruise, See lincoln.com/bluecruise for version details, Available feature on select vehicles, BlueCruise requires an active plan or trial - see lincoln.com/technology/bluecruise for details, Terms apply, BlueCruise is a driver assist feature and does not replace safe driving or driver's attention, judgment, or need to control the vehicle, Only remove hands in a hands-free blue zone, Always watch the road and be prepared to resume control, See owner's manual for details and limitations, BlueCruise is not available on military sales (WAFAC)
Voice Activated Dual Zone Front Automatic Air Conditioning
Rear HVAC w/Separate Controls
HVAC -inc: Underseat Ducts and Headliner/Pillar Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Interior Trim -inc: Leatherette/Genuine Wood Instrument Panel Insert, Metal-Look Door Panel Insert, Leatherette/Genuine Wood Console Insert, Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full Cloth Headliner
Leatherette Door Trim Insert
Auto Heated/Vent Premium Leather Captain's Chairs -inc: 24-way perfect position driver seat, 22-way perfect position passenger seats, massage seats, power lumbar, driver seat profile (memory) and fixed head restraint
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage, 1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Cargo Space Lights
Memory Settings -inc: Driver Seat, Door Mirrors, Steering Wheel, Audio and HVAC
FOB Controls -inc: Keyfob Cargo Access, Keyfob Window Activation, Keyfob Sunroof/Convertible Roof Activation and Keyfob Remote Start
Smart Device Remote Engine Start
Lincoln App -inc: pre-conditioning (schedule remote start), remote lock/unlock/start, schedule service, smartphone integrated technology, lights and horns, roadside assistance and phone as a key
Lincoln Connectivity Package (4-Years Included) -inc: 5G connectivity for Lincoln digital experience, unlimited Wi-Fi hotspot, audio and video streaming, productivity (video conferencing, web browser), voice assistant and entertainment, Included for 4 years from warranty start date, Requires activation via Lincoln app, Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features, Lincoln may temporarily slow data speeds if such data usage reaches or exceeds 50GB within a billing cycle or due to network limitations, If a customer uses more than 50% of their data usage in a roaming country during a 60-day period, Lincoln may remove or limit the customer's data plan, Note: Not available to military sales personnel (WAFAC)
Lincoln Digital Experience -inc: 48" panoramic display w/customizable widgets (trip, weather, audio, clock, tire pressure, fuel economy), compass display, odometer, turn signal views, rear view camera display, map projection, ADAS graphics, speed limit, pano mode (stationary experience video content on passenger screen) and steering wheel controls visuals, 11.1" center display, customizable themes (constellation, engage, inspire and tranquil), 5G connectivity, Google Maps, 911 Assist, welcome/farewell experience, wireless Apple CarPlay and Android Auto compatibility, digital owner's manual, Google App Store, games/news/podcasts apps and over the air updates
Driver / Passenger And Rear Door Bins
Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
Delayed Accessory Power
Power Door Locks w/Autolock Feature
Driver Information Center
Trip Computer
Outside Temp Gauge
Digital Appearance
Fixed Front Head Restraints and Power w/Tilt Rear Head Restraints
2 Seatback Storage Pockets
Perimeter Alarm
Securilock Anti-Theft Ignition (pats) Immobilizer
1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Air Filtration

AdvanceTrac w/RSC Electronic Stability Control (ESC) And Roll Stability Control (RSC)
ABS And Driveline Traction Control
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Front and Rear Sensing System Front And Rear Parking Sensors
Blind Spot Assist Blind Spot
Automatic Emergency Braking
Reverse Brake Assist
Lane-Keeping System Lane Keeping Assist
Lane-Keeping System Lane Departure Warning
Collision Mitigation-Front
Driver Monitoring-Alert
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Safety Canopy Curtain 1st, 2nd And 3rd Row Airbags
Airbag Occupancy Sensor
Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Front Camera
Left Side Camera
Right Side Camera