Ford Motor Credit

Ford Motor Credit Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive Ford Motor Credit lease information and resources for automotive lease transfers. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

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Lease Buyout Rules

Ford Motor Credit’s Red Carpet Lease program allows the original lessee to purchase the leased vehicle at the end of the lease term, but specific restrictions apply.[](https://www.ford.com/finance/lease-end/)[](https://www.caranddriver.com/auto-loans/a44063639/ford-lease-buyout/)[](https://getjerry.com/car-loan/ford-lease-buyout)

  • The purchase option price is specified in the Red Carpet Lease Agreement. Contact Ford Credit or log into Account Manager to obtain the price before lease-end.
  • Buyouts must be facilitated through the originating Ford dealer or another participating Ford dealer, not directly with Ford Credit. Customers cannot send a check directly to Ford Credit to complete the buyout.[](https://www.f150forum.com/f118/ford-credit-lease-warning-120-day-rule-297450/)[](https://www.vwvortex.com/threads/lease-buyout-from-ford-motor-credit-going-through-the-dealer-required.9504004/)
  • In the final 120 days of the lease, buyouts or returns must be processed through the originating dealer only, per Ford’s policy.[](https://www.f150forum.com/f118/ford-credit-lease-warning-120-day-rule-297450/)
  • Third-party buyouts (e.g., by CarMax or Carvana) are generally not permitted. However, lessees can buy out the vehicle and then sell it to a third party after completing the purchase.[](https://forum.leasehackr.com/t/lease-buyout-ford/338861)
  • Electric vehicles (e.g., F-150 Lightning, Mustang Mach-E) may not be eligible for buyout since 2022; check your lease agreement for details.[](https://www.capitalone.com/cars/learn/getting-a-good-deal/ford-lease-buyout-ends-for-evs/1787)
  • Complete all lease-end requirements, including signing the Odometer Statement, by the lease-end date to avoid additional charges.[](https://www.ford.com/finance/lease-end/)

Contact your Ford dealer or Ford Credit at 800-727-7000 to discuss buyout options and confirm the payoff amount.

Lease Transfer Policy

Ford Motor Credit allows lease transfers, enabling another party to take over your lease with approval.

What You Should Know

  • Transfers are permitted after the first 60 days and before the final 90 days of the lease term.
  • The vehicle must have no unresolved safety recalls. Check recall status at safercar.gov.
  • In some cases, the original lessee may remain liable post-transfer if the new lessee’s credit is borderline. A written request may be required to remove liability.

Transfer Fees and Conditions

  • Lease Buyer Credit Application Fee: $135.00 (waived in Colorado, Kansas, Maine, and South Carolina due to state law).
  • Lease Transfer Fee: $0.00 (typically paid by the buyer).
  • The original lessee is generally released from liability upon transfer, unless otherwise specified.
  • Mileage and wear-and-tear policies carry over from the original lease.
  • Security deposits transfer to the new lessee.

Additional Leasing Notes

Ford Motor Credit offers leasing for Ford vehicles through the Red Carpet Lease program, with flexible terms (24 or 36 months) and mileage options (10,500 to 19,500 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive Ford Motor Credit lease information, visit DSRLeasing.com.

Lease-End Fees and Policies

  • Disposition Fee: Up to $395 to cover vehicle resale preparation, unless you lease or purchase another Ford vehicle.[](https://www.greshamford.com/about-ford-credit-leases.html)
  • Excess Mileage Fee: $0.20 per mile for miles exceeding the lease agreement’s limit (e.g., 10,500 or 12,000 miles per year).[](https://www.greshamford.com/about-ford-credit-leases.html)
  • Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches) may apply. Schedule a complimentary inspection within 60 days of lease-end to assess charges.[](https://www.ford.com/finance/lease-end/)
  • Lease-End Options: Return the vehicle to any authorized Ford dealer, purchase it at the residual value, or lease a new Ford vehicle. Contact Ford Credit 60 days before lease-end to schedule an inspection and discuss options.[](https://www.ford.com/finance/lease-end/)

Contact Ford Motor Credit

  • Website: https://www.ford.com/finance
  • Phone: 877-805-7187
  • Alternate Phone: 800-727-7000
  • Mailing Address:
    Ford Motor Credit
    P.O. Box 650574
    Dallas, TX 75265-0574
  • Lienholder for Insurance: Ford Motor Credit, P.O. Box 650574, Dallas, TX 75265-0574

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