Ford Motor Credit

Lease Buyout, Transfer, and End-of-Term Policies

The team at DSRLeasing.com provides comprehensive lease information for Ford Motor Credit. We strive to help you manage your automotive lease effectively.

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Lease Buyout Rules

Ford Motor Credit’s Red Carpet Lease program allows the original lessee to purchase the vehicle at lease-end.

  • Dealer Facilitation Required Buyouts must be facilitated through a Ford dealer. In the final 120 days of the lease, you must use the originating Ford dealer. Customers cannot send a check directly to Ford Credit.
  • No Third-Party Buyouts: Third-party buyouts (e.g., CarMax, Carvana) are generally not permitted.
  • EV Restrictions: Certain electric vehicles (e.g., F-150 Lightning, Mach-E) may not be eligible for purchase; check your specific lease agreement.

Lease Transfer Policy

✔ Transfers Permitted

Ford Motor Credit allows lease transfers. The original lessee is generally released from liability upon completion.

Fees & Costs

  • Credit App Fee: $135.00 (waived in CO, KS, ME, SC).
  • Transfer Fee: $0.00.

Restrictions

  • Allowed after the first 60 days and before the final 90 days.
  • No unresolved safety recalls allowed.

Lease-End Fees & Wear Protection

Disposition Fee

Up to $395 (Typical)

Waived if you lease/purchase another Ford vehicle.

Excess Mileage

$0.20 per mile

Charged for miles exceeding your agreement.

Wear & Tear Coverage Options

Protect yourself from unexpected bills. Ford offers a complimentary inspection 60 days before lease-end.

Ford WearCare

Sold at Dealerships

$800 - $1,200+

  • Coverage up to $5,000 typically.
  • Price varies by dealer.
  • Must be purchased at lease inception.
SMART CHOICE

DSR SafeLease Protection

Available via DSR Leasing

Starting at $399

  • Waives up to $5,000 in excess wear charges.
  • Covers tires, dents, scratches, glass, and interior stains.
  • One-time payment. $0 Deductible.
Get a Free Quote →

Contact Ford Motor Credit

Phone: 800-727-7000
877-805-7187
Website: Ford.com/Finance
Payments: Ford Motor Credit
P.O. Box 650574
Dallas, TX 75265-0574

Disclaimer: Policies for Ford Motor Credit are subject to change. Please consult your lease agreement for specific terms. DSR Leasing is an independent service and is not affiliated with Ford Motor Credit.

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