Does GM Financial allow lease transfers?

Yes, GM Financial allows lease transfers. The transfer fee is typically $625, and the original lessee is released from liability upon completion.

What is the GM Financial disposition fee?

The disposition fee is typically $395. This fee may be waived if you purchase the vehicle or lease/buy a new GM vehicle.

Can I sell my GM Financial lease to CarMax?

No. As of July 1, 2021, GM Financial does not permit third-party buyouts (e.g., by CarMax or Carvana). You must purchase the vehicle yourself or return it to a GM dealership.

What is the GM Financial phone number?

You can contact GM Financial at 800-436-1463.

GM Financial

Lease Buyout, Transfer, and End-of-Term Policies

The team at DSRLeasing.com provides comprehensive lease information for GM Financial. We strive to help you manage your automotive lease effectively.

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Lease Buyout Rules

GM Financial allows the original lessee to purchase the vehicle at lease-end, but the process must be facilitated through a GM dealership.

No Third-Party Buyouts Since July 1, 2021, third-party buyouts (e.g., by CarMax or Carvana) are not permitted. You must buy the vehicle yourself first.
Process: Buyouts must be processed through a GM dealership (Buick, Cadillac, Chevrolet, or GMC). Customers cannot send a check directly to GM Financial.
No Extra Fees: Dealers should not charge additional fees (e.g., doc fees) to facilitate the buyout. Contact GM Financial if unexpected fees arise.

Lease Transfer Policy

✔ Transfers Permitted

GM Financial allows lease transfers. The original lessee is released from liability upon completion.

Fees & Costs

Credit App Fee: $0.00.
Transfer Fee: $625.00.

Lease-End Fees & Wear Protection

Disposition Fee

$395 (Typical)

Waived if you lease/purchase a new GM vehicle.

Excess Mileage

$0.25 per mile

Charged for miles exceeding your agreement.

Wear & Tear Coverage Options

Protect yourself from unexpected bills. You can schedule a pre-return inspection at AutoVINLive.com.

GM XS Wear®

Sold at Dealerships

$800 - $1,200+

Coverage up to $5,000 typically.
Price varies by dealer.
Must be purchased at lease inception.

SMART CHOICE

DSR SafeLease Protection

Available via DSR Leasing

Starting at $399

Waives up to $5,000 in excess wear charges.
Covers tires, dents, scratches, glass, and interior stains.
One-time payment. $0 Deductible.

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Contact GM Financial

Phone:	800-436-1463
Website:	GMFinancial.com
Payments:	GM Financial P.O. Box 650595 Dallas, TX 75265-0595

Disclaimer: Policies for GM Financial are subject to change. Please consult your lease agreement for specific terms. DSR Leasing is an independent service and is not affiliated with GM Financial.