Kia Finance America lease information

Kia Finance America Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive Kia Finance America lease information and resources for automotive lease transfers. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

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Lease Buyout Rules

Kia Finance America allows the original lessee to purchase the leased vehicle at any time, but specific restrictions apply based on the state of registration.

  • The purchase option price (residual value) is specified in the lease agreement. Contact your dealer or Kia Finance America at 866-331-5632 to obtain a payoff quote, or log into your account.
  • In states like CO, DC, FL, HI, IN, PA, SD, and SC, buyouts must be processed through an authorized Kia dealership, not directly with Kia Finance America. In other states, buyouts can be processed directly by submitting a payoff check to HCA Exchange, Inc.
  • Third-party buyouts (e.g., by CarMax, Carvana, or non-Kia dealers) are not permitted. Lessees must buy the vehicle themselves and may sell to a third party after completing the purchase.
  • A signed Odometer Disclosure Statement must be submitted via the dealership or faxed to 972-590-3968. Log into your account to electronically sign the document.
  • Early buyouts are allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $400).
  • The disposition fee may be waived if you lease or purchase a new Kia vehicle within 60 days of returning the leased vehicle.
  • Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.

Contact your originating Kia dealer or Kia Finance America at 866-331-5632 to discuss buyout options and confirm the payoff amount, providing your account number or VIN.[](https://owners.kia.com/content/owners/en/finance.html?page=finance)[](https://owners.kia.com/us/en/finance.html?page=finance/)

Lease Transfer Policy

Kia Finance America does not allow lease transfers. The original lessee remains responsible for the lease until its conclusion.

What You Should Know

  • Lease transfers are not permitted at any point during the lease term.
  • To explore alternatives, such as early lease termination or buyout, contact Kia Finance America directly.
  • The team at DSRLeasing.com can provide guidance on managing your lease obligations.

Additional Leasing Notes

Kia Finance America offers leasing for Kia vehicles, with terms typically ranging from 24 to 60 months and mileage options (e.g., 10,000 or 12,000 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive Kia Finance America lease information, visit DSRLeasing.com.

Lease-End Fees and Policies

  • Disposition Fee: Up to $400 may be charged to cover vehicle resale preparation, unless you lease or purchase a new Kia vehicle within 60 days or buy the leased vehicle.
  • Excess Mileage Fee: $0.20 per mile for miles exceeding the lease agreement’s limit (e.g., 10,000 or 12,000 miles per year).
  • Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches) may apply. Use the Online Self-Assessment tool or schedule a complimentary pre-return inspection within 120 days of lease-end by calling 855-='-537-8542 to assess charges.
  • Lease-End Options: Return the vehicle to any authorized Kia dealer, purchase it at the residual value, or lease a new Kia vehicle. DSRLeasing can pick up the vehicle for lease return with any lender; contact DSRLeasing.com for details. Contact Kia Finance America 60 days before lease-end to schedule an inspection and discuss options. Early returns may be considered early termination under the lease agreement.

Ensure all original equipment (e.g., keys, owner’s manual, license plates) is present at return. Fax the state’s receipt for license plate returns to 972-590-3995 if required by your state.[](https://www.jenkinskiaofcrystalriver.com/kia-lease-return-center.htm)

Contact Kia Finance America

  • Website: Kia Finance America
  • Phone: 866-331-5632, available Monday to Friday, 8 a.m. to 9 p.m. ET
  • Lease-End Servicing: 855-537-8542, available Monday to Friday, 8 a.m. to 9 p.m. ET
  • Collections Department: 866-344-5632, available Monday to Friday, 8 a.m. to 10 p.m. ET, Saturday 8 a.m. to 4:30 p.m. ET, Sunday 8 a.m. to 5 p.m. ET
  • Roadside Assistance (24/7): 800-333-4542
  • Mailing Address for Lease Payments:
    Kia Finance America
    P.O. Box 660891
    Dallas, TX 75266-0891
    (Include your account number on the check.)
  • Mailing Address for Correspondence:
    Kia Finance America
    P.O. Box 20825
    Fountain Valley, CA 92728
  • Mailing Address for Lease Payoff Checks:
    HCA Exchange, Inc.
    KFA Payment Processing Dept CH 14301
    Palatine, IL 60055-4301
  • Lienholder for Insurance: Kia Finance America, P.O. Box 650805, Dallas, TX 75265-0805

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