Kia Finance America
Lease Buyout, Transfer, and End-of-Term Policies
The team at DSRLeasing.com provides comprehensive lease information for Kia Finance America. We strive to help you manage your automotive lease effectively.
Lease Buyout Rules
Kia Finance America allows the original lessee to purchase the vehicle at lease-end.
- No Third-Party Buyouts Third-party buyouts (e.g., by CarMax, Carvana, or non-Kia dealers) are not permitted. You must buy the vehicle yourself first.
- Dealer Process: In states like CO, DC, FL, HI, IN, PA, SD, and SC, buyouts must be processed through an authorized Kia dealership. In other states, you may be able to pay directly.
- Fees: A purchase option fee (typically up to $400) may apply.
Lease Transfer Policy
⚠ Transfers Not Permitted
Kia Finance America does not allow lease transfers. The original lessee remains responsible for the lease until its conclusion.
To explore alternatives such as early lease termination or buyout, contact Kia Finance America directly.
Lease-End Fees & Wear Protection
Disposition Fee
Up to $400 (Typical)
Waived if you lease/purchase a new Kia within 60 days.
Excess Mileage
$0.20 per mile
Charged for miles exceeding your agreement.
Wear & Tear Coverage Options
Protect yourself from unexpected bills. Schedule a complimentary inspection within 120 days of lease-end.
Kia Wear & Use Protection
Sold at Dealerships
$800 - $1,200+
- Coverage up to $5,000 typically.
- Price varies by dealer.
- Must be purchased at lease inception.
DSR SafeLease Protection
Available via DSR Leasing
Starting at $399
- Waives up to $5,000 in excess wear charges.
- Covers tires, dents, scratches, glass, and interior stains.
- One-time payment. $0 Deductible.
Contact Kia Finance America
| Phone: | 866-331-5632 |
| Website: | KiaFinance.com |
| Payments: |
Kia Finance America P.O. Box 660891 Dallas, TX 75266-0891 |
Disclaimer: Policies for Kia Finance America are subject to change. Please consult your lease agreement for specific terms. DSR Leasing is an independent service and is not affiliated with Kia Finance America.
