Lincoln Automotive Financial Services lease information

Lincoln Automotive Financial Services Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive Lincoln Automotive Financial Services lease information and resources for automotive lease transfers. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

Back to Lease Company List

Lease Buyout Rules

Lincoln Automotive Financial Services allows the original lessee to purchase the leased vehicle at any time, but the process must be facilitated through an authorized Lincoln retailer.

  • The purchase option price (residual value) is specified in the lease agreement. Contact your retailer or Lincoln Automotive Financial Services at 800-521-4140 to obtain a payoff quote, or log into your Account Manager.
  • Buyouts must be processed through an authorized Lincoln retailer, not directly with Lincoln Automotive Financial Services. Customers cannot send a check directly to complete the buyout.
  • Third-party buyouts (e.g., by CarMax, Carvana, or non-Lincoln retailers) are not permitted. Lessees must buy the vehicle themselves and may sell to a third party after completing the purchase.
  • A signed Odometer Disclosure Statement must be submitted via the retailer, as required by federal law.
  • Electric vehicles may not be eligible for purchase at lease-end; refer to your contract for details.
  • Early buyouts are allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $500).
  • The disposition fee may be waived if you lease or purchase a new Lincoln or Ford vehicle within 60 days of lease termination.
  • Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.

Contact your originating Lincoln retailer or Lincoln Automotive Financial Services at 800-521-4140 to discuss buyout options and confirm the payoff amount, providing your account number or VIN.[](https://www.lincoln.com/finance/lease-end/)[](https://www.lincolnofenglewood.com/lincoln-finance-options-englewood-nj.htm)

Lease Transfer Policy

Lincoln Automotive Financial Services allows lease transfers through a Transfer of Equity/Lease process, enabling another party to take over your lease with approval, subject to specific restrictions.

Transfer Fees and Conditions

  • Lease Buyer Credit Application Fee: $0.00 (no specific fee mentioned; credit application is required).
  • Lease Transfer Fee: Up to $600.00 (typically paid by the buyer, depending on the lender’s policy).
  • The original lessee remains liable unless approved for a release from liability.
  • Mileage and wear-and-tear policies carry over from the original lease.
  • Security deposits may transfer to the new lessee, subject to contract terms.
  • Applicable taxes (sales, property, registration) may apply, and monthly payments may change based on the new registration address. Consult your state’s DMV.

What You Should Know

  • A minimum of 6 months must remain on the lease term for transfer eligibility.
  • All parties (buyer/lessee, co-buyer/co-lessee, guarantor) must approve the transfer, and a credit application is required for new applicants.
  • The transferee must provide proof of insurance for the leased vehicle.
  • Transfer policies may vary by region or state; contact Lincoln Automotive Financial Services for specifics.
  • To initiate a transfer, call 888-498-8801 to request the Transfer of Equity/Lease Questionnaire and Credit Application.
  • The team at DSRLeasing.com can assist with navigating the transfer process.

For detailed transfer requirements, contact Lincoln Automotive Financial Services at 888-498-8801.[](https://www.edmunds.com/lincoln-lease-deals/)[](https://www.lincoln.com/finance/customer-support/account-management/how-can-i-transfer-my-vehicle-and-account-obligations-to-someone-else/)

Additional Leasing Notes

Lincoln Automotive Financial Services offers leasing through its Red Carpet Lease program for Lincoln vehicles, with terms typically ranging from 24 to 36 months and mileage options from 7,500 to 19,500 miles per year. Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive Lincoln Automotive Financial Services lease information, visit DSRLeasing.com.[](https://www.lincoln.com/finance/lease-a-lincoln/)[](https://www.lincolnofenglewood.com/lincoln-finance-options-englewood-nj.htm)

Lease-End Fees and Policies

  • Disposition Fee: Up to $395 may be charged to cover vehicle resale preparation, unless you lease or purchase a new Lincoln or Ford vehicle within 60 days of lease termination.
  • Excess Mileage Fee: $0.20 per mile for miles exceeding the lease agreement’s limit (e.g., 7,500, 10,500, 15,000, or 19,500 miles per year).
  • Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches, tire wear) may apply. Schedule a complimentary pre-return inspection within 60 days of lease-end by calling 800-521-4140 to assess charges. Up to $600 in excess wear and use charges may be waived when leasing a new Lincoln.
  • Lease-End Options: Return the vehicle to any authorized Lincoln retailer, purchase it at the residual value, or lease a new Lincoln vehicle. A lease extension may be available under certain circumstances. DSRLeasing can pick up the vehicle for lease return with any lender; contact DSRLeasing.com for details. Contact Lincoln Automotive Financial Services 60 days before lease-end to schedule an inspection and discuss options.

For more information, refer to your Red Carpet Lease Agreement or visit the Lincoln Automotive Financial Services website.[](https://www.lincoln.com/finance/lease-end/)[](https://www.lincoln.com/finance/wear-and-use/)

Contact Lincoln Automotive Financial Services

  • Website: Lincoln Automotive Financial Services
  • Phone (Customer Support): 800-521-4140, available Monday to Friday, 8 a.m. to 7 p.m. CST, Saturday, 8 a.m. to 2 p.m. CST
  • Phone (Lease Transfer): 888-498-8801
  • Mailing Address for Lease Payments:
    Lincoln Automotive Financial Services
    P.O. Box 650020
    Dallas, TX 75265-0020
    (Include your account number on the check.)
  • Lienholder for Insurance: Lincoln Automotive Financial Services, P.O. Box 650214, Dallas, TX 75265-0214

Back to top