MINI Financial Services lease information

MINI Financial Services Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive MINI Financial Services lease information and resources for automotive lease transfers. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

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Lease Buyout Rules

MINI Financial Services allows the original lessee to purchase the leased vehicle at any time, with specific conditions based on state regulations.

  • The purchase option price (residual value) is specified in the lease agreement. Contact MINI Financial Services at 866-646-4463 or log into your account to obtain a payoff quote.
  • Buyouts must be processed through an authorized MINI dealer, not directly with MINI Financial Services. Customers cannot send a check directly to complete the buyout.
  • Third-party buyouts are permitted in some states, but restrictions may apply. Dealers must request a dealer payoff quote, which may differ from the lessee’s residual value.
  • A signed Odometer Disclosure Statement must be submitted via the dealer, as required by federal law.
  • Early buyouts are allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $500).
  • The disposition fee may be waived if you lease or purchase a new MINI or BMW vehicle.
  • Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.

Contact your authorized MINI dealer or MINI Financial Services at 866-646-4463 to discuss buyout options and confirm eligibility, providing your account number or VIN.

Lease Transfer Policy

MINI Financial Services allows lease transfers, enabling another party to take over your lease with approval, subject to specific restrictions.

Transfer Fees and Conditions

  • Lease Buyer Credit Application Fee: $100.00.
  • Lease Transfer Fee: $400.00 (typically paid by the buyer).
  • Fee Collection: $500 is collected at transfer initiation; $400 is refunded if the credit application is denied.
  • The original lessee is not liable after the transfer.
  • Mileage and wear-and-tear policies carry over from the original lease.
  • Security deposits transfer to the new lessee.
  • Applicable taxes may apply, varying by state. Consult your state’s tax authority.

What You Should Know

  • Transfers are not permitted in the final 6 months of the lease.
  • Employee leases cannot be transferred.
  • The vehicle must have no unresolved safety recalls. Check recall status at the National Highway Traffic Safety Administration website.
  • The assuming lessee must meet MINI Financial Services’ credit and underwriting guidelines.
  • The team at DSRLeasing.com can assist with navigating the transfer process.

For detailed transfer requirements, contact MINI Financial Services at 866-646-4463.

Additional Leasing Notes

MINI Financial Services offers leasing for MINI vehicles, with terms typically ranging from 24 to 36 months and mileage options (e.g., 10,000, 12,000, or 15,000 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive MINI Financial Services lease information, visit DSRLeasing.com.

Lease-End Fees and Policies

  • Disposition Fee: Up to $350 may be charged to cover vehicle resale preparation, unless you lease or purchase a new MINI or BMW vehicle.
  • Excess Mileage Fee: $0.25 per mile for miles exceeding the lease agreement’s limit (e.g., 10,000, 12,000, or 15,000 miles per year).
  • Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches, tire wear) may apply. Schedule a complimentary pre-return inspection within 90 days of lease-end by calling 866-275-6464 to assess charges.
  • Lease-End Options: Return the vehicle to any authorized MINI dealer, purchase it at the residual value, or lease a new MINI vehicle. DSRLeasing can pick up the vehicle for lease return with any lender; contact DSRLeasing.com for details. Contact MINI Financial Services 60 days before lease-end to schedule an inspection and discuss options.

For more information, refer to your lease agreement or visit the MINI Financial Services website.

Contact MINI Financial Services

  • Website: MINI Financial Services
  • Phone (Customer Support): 866-646-4463, available Monday to Thursday, 9 a.m. to 9 p.m. ET, Friday, 9 a.m. to 6 p.m. ET
  • Phone (Lease-End Support): 866-275-6464
  • Mailing Address for Lease Payments:
    MINI Financial Services
    P.O. Box 78004
    Phoenix, AZ 85062-8004
    (Include your account number on the check.)
  • Lienholder for Insurance: MINI Financial Services, P.O. Box 3608, Dublin, OH 43016

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