U.S. Bank Corp. Lease Information

U.S. Bank Corp. Auto Leasing Policies

The team at DSRLeasing.com is dedicated to providing comprehensive U.S. Bank Corp. lease information and resources for automotive lease management. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.

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Lease Buyout Rules

U.S. Bank Corp. allows the original lessee to purchase the leased vehicle at lease-end, with specific conditions outlined in the lease agreement.

  • The purchase option price (residual value) is specified in the lease agreement. Contact U.S. Bank Corp. at 800-872-2657 or log into your account at U.S. Bank Corp. to obtain a payoff quote.
  • Buyouts must be processed through U.S. Bank Corp., typically in coordination with the vehicle’s dealer.
  • Third-party buyouts (e.g., by independent dealers or online retailers) are generally not permitted. Lessees must buy the vehicle themselves and may sell to a third party after completing the purchase.
  • A signed Odometer Disclosure Statement must be submitted, as required by federal law.
  • Early buyouts may be allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $400).
  • The disposition fee may be waived under certain conditions, such as leasing or purchasing another vehicle through U.S. Bank Corp., though specific terms apply.
  • Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.

Contact U.S. Bank Corp. at 800-872-2657 to discuss buyout options and confirm the payoff amount, providing your account number or VIN.

Lease Transfer Policy

As of January 2023, U.S. Bank Corp. does not allow lease transfers, except in cases of death or divorce, which require documentation to initiate the process. The original lessee typically remains responsible for the lease until its conclusion.

What You Should Know

  • Lease transfers are permitted only in the event of a death or divorce, with documentation (e.g., death certificate, divorce decree) required to begin the process.
  • For all other situations, transfers are not allowed, and the original lessee remains liable.
  • To explore alternatives, such as early lease termination or buyout, contact U.S. Bank Corp. directly.
  • The team at DSRLeasing.com can provide guidance on managing your lease obligations.

For further inquiries or to request a transfer exception, contact U.S. Bank Corp. at 800-872-2657 or 800-374-4235 (option 6).

Additional Leasing Notes

U.S. Bank Corp. offers automotive leasing for various vehicle brands, with terms typically ranging from 24 to 36 months and mileage options (e.g., 10,000, 12,000, or 15,000 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive U.S. Bank Corp. lease information, visit DSRLeasing.com.

Lease-End Fees and Policies

  • Disposition Fee: Up to $395 may be charged to cover vehicle resale preparation, unless waived under specific conditions (e.g., leasing or purchasing another vehicle through U.S. Bank Corp.).
  • Excess Mileage Fee: $0.20 per mile for miles exceeding the lease agreement’s limit (e.g., 10,000, 12,000, or 15,000 miles per year).
  • Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches, tire wear) may apply. Schedule a complimentary pre-return inspection within 60 days of lease-end by calling 800-872-2657 to assess charges.
  • Lease-End Options: Return the vehicle to an authorized dealer for the leased brand, purchase it at the residual value, or lease a new vehicle through U.S. Bank Corp. DSRLeasing can pick up the vehicle for lease return with any lender; contact DSRLeasing.com for details. Contact U.S. Bank Corp. 60 days before lease-end to schedule an inspection and discuss options. A final invoice, including any charges, will be mailed within six weeks.

For more information, refer to your lease agreement or visit the U.S. Bank Corp. website.

Contact U.S. Bank Corp.

  • Website: U.S. Bank Corp.
  • Phone (Customer Support): 800-872-2657, available Monday to Friday, 8 a.m. to 8 p.m. CT
  • Phone (Auto Lease Support): 800-374-4235 (option 6)
  • Mailing Address for Lease Payments:
    U.S. Bank Corp.
    P.O. Box 790408
    St. Louis, MO 63179-0408
    (Include your account number on the check.)
  • Lienholder for Insurance: U.S. Bank Corp., P.O. Box 790408, St. Louis, MO 63179-0408

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