Subaru American Credit Auto Leasing Policies
The team at DSRLeasing.com is dedicated to providing comprehensive Subaru American Credit lease information and resources for automotive lease management. We strive to keep our leasing company information accurate and up-to-date. If you represent a leasing company not listed or have updates, please contact DSRLeasing.com.
Lease Buyout Rules
Subaru American Credit, also known as Subaru Motors Finance, allows the original lessee to purchase the leased vehicle at lease-end, with specific conditions outlined in the lease agreement.
- The purchase option price (residual value) is specified in the lease agreement. Contact Subaru American Credit at 800-745-5414 or log into your account at Subaru American Credit to obtain a payoff quote.
- Buyouts must be processed through an authorized Subaru dealer, not directly with Subaru American Credit. Customers cannot send a check directly to complete the buyout.
- Third-party buyouts (e.g., by independent dealers or online retailers) are not permitted. Lessees must buy the vehicle themselves and may sell to a third party after completing the purchase.
- A signed Odometer Disclosure Statement must be submitted via the dealer, as required by federal law.
- Early buyouts may be allowed if permitted by the lease contract, but may include remaining lease payments and a purchase option fee (typically up to $300).
- The disposition fee may be waived if you lease or purchase a new Subaru vehicle.
- Additional fees (e.g., sales taxes, registration, title fees) may apply, varying by state. Contact your local DMV for details.
Contact your authorized Subaru dealer or Subaru American Credit at 800-745-5414 to discuss buyout options and confirm the payoff amount, providing your account number or VIN.
Lease Transfer Policy
Subaru American Credit does not allow lease transfers. The original lessee remains responsible for the lease until its conclusion.
What You Should Know
- Lease transfers are not permitted at any point during the lease term.
- To explore alternatives, such as early lease termination or buyout, contact Subaru American Credit directly.
- The team at DSRLeasing.com can provide guidance on managing your lease obligations.
For further inquiries, contact Subaru American Credit at 800-745-5414.
Additional Leasing Notes
Subaru American Credit, operated by JPMorgan Chase Bank, N.A. under the Subaru Motors Finance program, offers leasing for Subaru vehicles, with terms typically ranging from 24 to 36 months and mileage options (e.g., 10,000, 12,000, or 15,000 miles per year). Additional taxes or registration fees may apply depending on your state; contact your local DMV for details. For comprehensive Subaru American Credit lease information, visit DSRLeasing.com.
Lease-End Fees and Policies
- Disposition Fee: Up to $350 may be charged to cover vehicle resale preparation, unless you lease or purchase a new Subaru vehicle.
- Excess Mileage Fee: $0.15 per mile for miles exceeding the lease agreement’s limit (e.g., 10,000, 12,000, or 15,000 miles per year).
- Excess Wear and Tear: Costs for damages beyond normal use (e.g., dents, scratches, tire wear) may apply. Schedule a complimentary pre-return inspection within 60 days of lease-end by calling 800-745-5414 to assess charges.
- Lease-End Options: Return the vehicle to any authorized Subaru dealer, purchase it at the residual value, or lease a new Subaru vehicle. DSRLeasing can pick up the vehicle for lease return with any lender; contact DSRLeasing.com for details. Contact Subaru American Credit 60 days before lease-end to schedule an inspection and discuss options. A final invoice, including any charges, will be mailed within six weeks.
For more information, refer to your lease agreement or visit the Subaru American Credit website.
Contact Subaru American Credit
- Website: Subaru American Credit
- Phone (Customer Support): 800-745-5414, available Monday to Friday, 8 a.m. to 8 p.m. ET
- Phone (General Inquiries): 800-782-2783
- Mailing Address for Lease Payments:
Subaru Motors Finance
P.O. Box 650805
Dallas, TX 75265-0805
(Include your account number on the check.) - Lienholder for Insurance: Subaru Motors Finance, P.O. Box 650201, Dallas, TX 75265-0201
